5-DAY HELOC

[ Home Equity Line of Credit ]

  • Close Fast.

  • Minimal Paperwork.

  • 5-Year Draw Period.

  • Pay Off At Any Time.

  • Easiest HELOC on Market Today!

No Obligation Quote

Get a no-hassle online rate quote in just minutes, with no impact to your credit. There are no catches here!

Digital Process

From “apply” to “approved” to closing, do everything online. No meetings, printing or scanning!

Fast Funding

Fund in as little as 5 days! Since everything is digital and nothing on paper, you can close fast.

How does a HELOC work?

Instead of refinancing the first mortgage, you simply take out a “second mortgage”. This can make sure you don’t change the rate on the first loan, in case it is lower than a current market rate.

In the example above, John has a home value of $800,000, with a first mortgage balance $300,000. He is taking out a HELOC in the amount of $150,000 and the first mortgage rate & term remains as-is.

REACH YOUR GOAL TODAY!

What can a HELOC do for you?

  • Remodel Your Home

  • Consolidate Card Debt

  • Pay For Major Purchases

  • Payoff Student Loan Debt

  • Purchase a Second Home

  • Pay off Medical Bills

  • Unexpected Life Events

You are only three easy steps from a HELOC:

Get The Details

Get a customized, no-hassle quote within a matter of minutes. There is no obligation and no sales here. Best of all there is zero impact to your credit scores.

Complete Online

Do the entire application online, from the comfort of your home. Once you choose the desired terms, simply sign all disclosures in a matter of minutes.

Sign Documents

Pick a convenient day & time to sign the closing documents, around your schedule. A notary will come to your location of choice. Access your home’s equity in a matter of days, not weeks!

without impacting your credit score.

HELOC FAQ’s

  • HELOC rates can vary as they are based off of the Fed set rate (plus a margin).

  • Although we offer both, our 5-day HELOC is a 30-year fixed rate option.

  • Our program currently required a FICO score as low as 620+. This is always subject to change so if you may be concerned, be sure to ask us while on a call!

  • As long as you meet the IRS requirements, yes you can deduct all interest on a HELOC when using to buy, build or improve your/a home. It’s important to note, you may need to itemize deductions on your tax return in order to claim the interest deduction. Always be sure to consult a tax advisor for your specific details.

  • No! Our 5-Day HELOC does an automated valuation model (AVM) to determine your home’s approximate value.

  • Absolutely not! If you decide to pay back all funds taken, you can close at any time without a fee.

  • No, this is your equity! You have paid into your home and yours to keep, without any tax implications.

  • There are zero annual or monthly fees with a HELOC.

  • The investor used for our 5-day program is unique! It is a digital A.I. underwrite. This allows for a fast and streamlined process rarely found elsewhere.